SR-22 Insurance in California

An SR-22 in California is a certificate of financial responsibility needed for drivers who committed serious violations. It's filed by your insurer to the DMV, confirming adequate liability coverage. Required after offenses like DUI or reckless driving, it ensures continuous insurance for reinstating driving privileges, showing financial responsibility as per state rules.

• The average cost of SR-22 insurance in California is $1,200 per year. However, the actual cost can vary depending on the insurance company, the driver's age, driving history, and the type of vehicle they drive.
   
• The most common reason for requiring an SR-22 in California is a DUI conviction. Other reasons include reckless driving, having three or more traffic violations, and driving without insurance.
   
• The length of time a driver must maintain an SR-22 in California varies depending on the violation. For a DUI conviction, the driver must maintain an SR-22 for three to ten years.
   
• In California, drivers who are required to have an SR-22 must also have their insurance policy filed with the DMV. This is done to ensure that the driver is properly insured and that they will be able to pay for any damages they cause in an accident.